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Knowledgebase: Motor Insurance
How many "Days of Grace" do I have on my Motor Insurance renewal
Posted by Stewart Shram on 24 January 2011 12:26 PM

For any motor policy, be it a car, van or motorcycle, you do not get days of grace to pay your premium.

You must pay your renewal premium on or before the renewal date otherwise all cover provided by your policy will cease, you will then be driving your vehicle uninsured and open to prosecution by the Police.

It is vital that you take notice of your renewal invitation and contact us prior to the renewal date to pay your premium or to make any changes in cover so that we can obtain a revised renewal premium for you, otherwise you will become uninsured.

If you are paying by installments via Direct Debit, then your policy may be renewed automatically, it is important that you contact us at least 10 days before the renewal date of your policy if there is any alterations as this may change your monthly payments. If you wish to lapse the policy then again please let us know prior to the renewal date of your policy as if you tell us on the day it will be too late to stop the 1st payment going through.