Household Insurance


	Stop Thief Cold Weather Code What's Covered?

Home Insurance is one of the most important forms of insurance purchased. Mortgage lenders insist on the buildings being covered before granting a mortgage, most people have a need to buy Household Insurance at some time.

Listed below is a summary of useful information which we hope will be of use to you when buying this type of insurance. As with any policy, careful consideration must be given to assessing the correct amount of cover. In the event of under-insurance a claim could be averaged (this will reduce the size of any payment) or even refused.

As insurance providers have different prices, benefits and cover limits, the amounts of cover available will not be always be the same and to ensure that the policy you select provides the cover you require, you should always make comparisons. As Independent Intermediaries conforming to the General Insurance Standards Council code of practice you can rest assured that we at Graham Sykes Insurance will endeavour to provide the right policy for the appropriate risk at a competitive premium.

Buildings

Household Buildings Insurance

If your buildings insurance is through your mortgage provider you are probably paying far too much.

By searching the rates of top insurers we could help significantly reduce your buildings premium¯reductions of 30% and more are not unusual!

You could also qualify for discounts including:

No claims discount
Combined buildings and contents discount
Introductory discount
Security discount

Even if you don’t qualify for these discounts, we would still expect to reduce your premium!

With Graham Sykes Insurance you can protect items inside your home, outbuildings and garages. On top of standard cover we can also provide cover for:

Accidental Damage
Personal Possessions
Business Equipment
Legal Expenses

Liability

Public Liability

Public liability insurance provides an indemnity in respect of legal liability arising in connection with your business to pay damages as a result of accidental bodily injury or accidental loss of or damage to property of members of the public.

Pet Insurance

Illnesses can happen to your family pet at any time. Graham Sykes Insurance have products to offer total peace of mind cover at an affordable price. We can offer cover which includes the following:

Vets fees paid in the event of an accident or illness
Third party liability if your dog causes an accident for which you become legally liable
Advertising costs and a reward if your pet is lost or stolen
Boarding fees if you become hospitalised
Reimbursement of up to £1,500 if you cancel your holiday due to your pet having to incur surgery